19 Comments
User's avatar
DRK's avatar

Thanks for yet another timely article, with info we can all use.

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Cash, and barter, are the only ways we can maintain privacy in our transactions.

Without privacy, there is no freedom.

The Founders knew this which is why thy added the Bill of Rights, including Amendment IV, to the Constitution.

U.S. Constitution, Amendment IV

"The right of the people to be secure in their persons, houses papers and effects [that includes our personal tacking & monitoring device most of us have been lured into PAYING for, computer, and automobile] against unreasonable searches and seizures SHALL NOT BE VIOLATED,

and no Warrants shall issue but upon probable cause, supported by Oath or affirmation, and particularly describing the place to be searched, and the persons or things to be seized."

Specific protections of the Rights of We the actual People were not included among the first seven articles of the Constitution, because the government of the federation of our "Free and Independent States" created by the Constitution had ONLY the powers delegated to it by We the People, acting through our agents in each State - and no others.

Reading the Constitution makes this clear. But the framers of the Constitution also explained this in the extensive discussions and explanations of that legal instrument, encouraging it's ratification by each State.

Corporations are not "persons", obviously, and have no more authority to violate your privacy than an actual person does.

In fact, the States that issue a corporate charter sis supposed to monitor their creations, and make sure that corporations are not exceeding the limits of their charter, nor violating laws, nor infringing on the Rights of actual people.

Hale vs. Henkel (1906) SC US

"he individual may stand upon his constitutional rights as a citizen. He is entitled to carry on his private business in his own way. His power to contract is unlimited. He owes no duty to the state or to his neighbors to divulge his business, or to open his doors to an investigation, ... He owes no such duty to the state, since he receives nothing therefrom, beyond the protection of his life and property. His rights are such as existed by the law of the land long antecedent to the organization of the state, and can only be taken from him by due process of law, and in accordance with the Constitution. ... He owes nothing to the public so long as he does not trespass upon their rights.

Upon the other hand, the corporation is a creature of the state. It is presumed to be incorporated for the benefit of the public. It receives certain special privileges and franchises, and holds them subject to the laws of the state and the limitations of its charter. Its powers are limited by law. It can make no contract not authorized by its charter. Its rights to act as a corporation are only preserved to it so long as it obeys the laws of its creation.

There is a reserved right in the legislature to investigate its contracts and find out whether it has exceeded its powers. ...a state, having chartered a corporation to make use of certain franchises, ...[has the authority and the obligation] inquire how these franchises had been employed, and whether they had been abused..."

Corporate charters are not licenses to break the law, nor to violate our Rights.

And government '...cannot do indirectly what it cannot do directly'. Just as hiring a hit man to murder someone makes the one doing the hiring also guilty of murder. Yet government, including police reportedly buy private information - including financial transactions, purchases, internet search histories, etc, from corporations.

This is blatantly unConstitutional.

The best way to protect ourselves include: -to limit use of or ditch the spy & tracking device we've been convinced we can't live without, -refuse to buy any automobile with a remote control 'kill switch' (better yet, no tracking or monitoring software), and to use cash whenever practical.

'Knowledge is Power.'

John's avatar

Another fine article.

Cash helps to maintain privacy, but it's not airtight if you apply for a rebate or some other gimmick that requires one to disclose personal info.

The unseen complexity of society and ways to squeeze, wring, or chisel a nickel out of us is quite amazing. Impossible to be aware of it all or to do much about it at all.

Diamond's avatar

I only use cash for local transactions.

Christine's avatar

I have often made it a practice of offering hard cash for large transactions in exchange for a discount. It’s a win-win when we agree, but it is surprising how many businesses still don’t understand the benefits of a cash transaction over a credit card, and they will often take a check over cash. I think they’re more concerned with ease and audit trail over margin. The cost to them could be significant, between processing fees for credit transactions and the delayed access to cash via check (not to mention risk of insufficient funds) but since I pay my credit card in full every month, in such instances I will just provide my credit card to get points.

Dan Star's avatar

We need to get rid of the F’ing Fed who enables all the s evil including inflation. When America was on a true Gold/Silver standard there was no inflation. Since the Fed went live in 1913 that $ is worth about 1 cent today. F Trump too that turncoat.

John's avatar

It would also help to get rid of government's ability to borrow money.

That's not only a major source of inflation, but that money is also used in many ways that work directly against the productive classes. Government "grants" fund so much useless as well as dangerous (bleep) that it would be impossible to know. For instance, wars require gobs of money which is borrowed and which of course, banks love and encourage.

This has long been realized; e.g., one of Jefferson's friends and acquaintances, John Taylor of Caroline, wrote about the transfer of money from the unproductive to the parasites over 2 centuries ago in his Tyranny Unmasked, (1822).

Note the title, yet many of us still live under the romantic illusion that we're somehow "free."

TomL's avatar

Though there are privacy issues, credit cards have a lot of advantages, I've been astonished at the availability of credit at low interest rates for quite a while now.

For a number of years I lived in the cash economy, leaving little if any paper trails. I read "Boston T. Party's" books, and the like, got tired of the paranoia. Even he admitted in his book "Bullet-proof Privacy" that his recommendations could just amount to a paranoid nightmare and frankly I believe many of them are. The system and our unseen masters are too pre-occupied to care, the finer the net the slower the trawl. After I started filing taxes again the fear went away.

John's avatar

Yeah, we're pretty much screwed since the traps for both the wary and the unwary have been fine tuned over the millennia. About the best we can do is try to avoid as much as possible without going overboard.

Being satisfied with what we have and avoiding while mocking what's in fashion seems to work well for us.

Christine's avatar

Agreed. It’s like trying to grow your own organic food when the soil is contaminated, poison is raining down from the sky, and new insect pests and diseases keep appearing that have somehow travelled here from China. The guardrails we put up are one dimensional and they’re coming at us in five. Privacy has become a unicorn, as even if you live in the woods off-grid, are you immune to satellites, geo-engineering, direct energy weapons? It’s best we just try to live the best life possible and make a difference in the lives around us.

Meryl Nass's avatar

Look, you do what you can. Fortunately, the plants clean things up for us--they don't carry most of the toxic substances in the soil and water into themselves. You can learn what to do about the pests, and in the US, we have not had to deal with new insect pests in the garden... the old ones are bad enough. But you learn to deal with them if you take gardening seriously over a few years.

artist_jill's avatar

Excellent info -- and equally, excellent idea to even think to put this together for us. Please let me share in return. Many in this community will already know about this -- John Titus has a new episode in his compelling "War for Bankocracy" series.

"The United States of Addiction (WFB 104a)"

BestEvidence

https://www.youtube.com/watch?v=eU5ozuI5Hbk

We've watched it once already, and now I'm on the second viewing! A thought also comes to mind, an interview style conversation between Dr. Nass and John Titus would likely be most engaging!

Don's avatar

sometimes using foreign cash is better...

it depends on what kind of exchange rate the business gives you.

it depends on what kind of exchange rate you get, getting that money ahead of time.

and what are you going to do with the foreign cash when you leave?

does it basically put you in a spot where you need to spend it all? or exchange it back?

if you happen to be in a store that is on a border, there is a chance they might not charge you an exchange rate, particularly if the owners cross over the border frequently.

remember money at its most basic value is only what the recipient says it is.

John Day MD's avatar

Personal check, the way we like to pay bills, did not make the AI-generated list.

FarmGirl's avatar

Yes and no. We are now seeing this on some of our ag invoices:

"Finance charge: cash/check/bankcard 1.5%."

In other words, there is NO WAY to pay without also paying a finance charge.

As if farming isn't already hard enough.

Dianne Stoess's avatar

I recently was billed for a maintenance check on my back-up generator. I called to pay with a cc but the person I spoke with reminded me of the transaction fee, so I opted to mail them a check instead. I also use cash whenever I can. If we all do this on a mass scale, perhaps transaction fees will come down, or better yet, done away with altogether? Sadly, I don't think there are enough people who will do this.

Crixcyon's avatar

Good advice. I usually use cash and my debit card for purchases.

Igor's avatar
Jul 8Edited

I'd recommend you start using wise.com if you need speed and international transfer and minimal fees

Daisy May's avatar

Thank you, and interesting: in last month or so, when shopping at Trader Joe's: there has been a note taped to the check out counter reading: "We take personal checks up to $150".

I usually pay with cash - and when I pay with a hundred dollar bill or 50 dollar bill, it has to be checked with the manager. Not so at other stores where I shop.

Meryl Nass's avatar

Guess they have had more fake checks or counterfeit money?